Lay the whole wheat tortillas flat on a clean surface or cutting board.
Spread 1/4 cup of creamy peanut butter evenly over each tortilla, leaving a small border around the edges.
If using, drizzle honey over the peanut butter and sprinkle with cinnamon for added flavor.
Place one banana at the edge of each tortilla and roll it up tightly.
If desired, sprinkle granola inside the roll before rolling for added crunch.
Slice each roll-up into bite-sized pieces or serve whole.
For best results, chill in the refrigerator for about 15 minutes before serving to firm up the roll-ups.